Six powerful modules covering the full lending lifecycle.
A comprehensive operational dashboard replacing generic spreadsheets with live insights into portfolio health, loan arrears, and income analysis.
Monitor live Portfolio Analysis, Collections Dashboards, and Income Projections instantly.
Stay ahead with built-in Installment Trackers, automated Arrears Reporting, and precise PAR monitoring.
Configure member savings products, track recurring fees, and generate detailed member balance reports.
Remove human bias and speed up loan processing with intelligent credit scoring workflows powered by alternative data checks.
Utilize automated risk analysis algorithms to securely appraise borrowers and define spending limits.
Configure multi-stage workflow approvals, committee voting mechanisms, and custom manual overrides.
Verify customer identity instantly by integrating digital KYC steps directly within the appraisal pipeline.
Enable borrowers and guarantors to sign loan application forms remotely via their mobile devices, eliminating physical paperwork delays.
Facilitate remote electronic document signing and seamless guarantor approvals directly from any smartphone.
Generate secure, compliant digital signatures that adhere tightly to SASRA and other government regulatory standards.
Centralized, instantly-retrievable cloud storage for all digitally signed application forms and loan contracts.
Automate disbursements and collections by connecting Presta seamlessly to Mobile Money platforms, banks, and payroll check-off systems.
Trigger instant mobile money disbursements (B2C) and automatically reconcile incoming borrower payments (C2B).
Seamlessly post bank payments, validate transactions, and automatically manage and reconcile employer check-offs.
Keep track of manual journals, generate invoice listings, and track operational expenses directly alongside your loan book.
Scale your team securely with enterprise-grade user, branch, and role management built into the core of your lending operations.
Define strict permissions and precise user role management (RBAC) to ensure total data security and privacy.
Group users logically by branches and assign specific, ring-fenced portfolios to your Sales Representatives.
Access comprehensive, immutable audit trails tracking all system interactions and modifications for bulletproof compliance.
Reach customers even without internet access. Deploy a powerful USSD menu interface for frictionless self-service banking on feature phones.
Borrowers can apply for loans, check balances in real-time, and view terms instantly via a simple USSD interface.
Unmatched convenience bridging native app support with reliable USSD fallbacks for customers on any device.
Automated SMS and email alerts triggered instantly by the USSD platform for arrears, payments, and application statuses.
Join 85+ lenders who trust Presta to power secure lending, fast onboarding, and mobile-first collections. Book a personalized demo today.
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